Frequently asked questions about business financing

I applied for a loan but have not received a reply by e-mail. What should I do?

Check your spam folder. If our e-mail is not there, please call us at +370 665 50880 or write to [email protected].

How do I find out whether I can get a loan?

Fill in the application form or call us at the number above.

When will I get an answer to my application?

Once all the required documents have been submitted, you get a financing decision the same day.

How much credit can be granted?

Loans start from EUR 30,000; the final amount depends on the company’s financial situation and the collateral provided.

What loan terms are available?

We provide loans for periods of 6 to 60 months.

Can the loan be repaid early?

Yes, the loan can be repaid before the term set in the loan agreement.

What is factoring?

Factoring is financing of the invoices you issue to your buyers – one of the most convenient financing tools for small and medium-sized businesses. You receive up to 90% of a submitted invoice’s value straight away. Once the buyer pays the invoice in full, you receive the rest, less the factoring interest.

Why choose invoice factoring?

Additional collateral is usually not required, and you receive the financing within one business day.

Which invoices can be submitted?

Invoices for delivered goods and services rendered.

Who can use factoring?

Companies registered in the Republic of Lithuania.

How is interest calculated?

Interest is calculated daily and only on the amount actually used.

What is leasing?

A long-term lease agreement under which the leased asset passes into the lessee’s ownership at the end of the lease period.

What assets can be financed?

Leasing can finance new and used cars, commercial and special-purpose vehicles, and equipment.

How is Finpro different from other alternative lenders?

Many years of experience in business financing. We listen carefully to each client’s needs and expectations and offer financing solutions that fit them.

What assets can be rented?

New and used cars, commercial and special-purpose vehicles, and equipment.

How does rent differ from leasing?

During the agreed rental period your costs are fixed, and at the end of the period you do not have to deal with selling the asset.

Need financing for your business?

Send a request – we will assess it and reply within one business day.